Heritage Trust Federal Credit Union

12 Branch locations
1 /10 1 Rating
12 Branch locations
Main Phone:
Main Office:
200 Marymeade Dr
Summerville, SC 29483
About Heritage Trust Federal Credit Union

Heritage Trust Federal Credit Union was chartered on Jan. 1, 1955. Headquartered in Summerville, SC, it has assets in the amount of $496,301,734. Its 43,054 members are served from 12 locations. Deposits in Heritage Trust Federal Credit Union are insured by NCUA.

Chartered On:
Jan. 1, 1955
Charter Number:
Total Assets:
Deposit Insurance:
Number of Members:
James H McDaniel
Member of FHLB:
Low Income Designation:
Institution Class:
Federal Credit Union - Multiple common bond - primarily military
Heritage Trust Federal Credit Union Routing Numbers

Heritage Trust Federal Credit Union has 1 routing number.

Routing #
Access to Electronic Services
  • Automatic Teller Machine (ATM)
  • Audio Response/Phone Based
  • Mobile Banking
  • Home Banking via Internet Website
Credit Union Programs
  • Mortgage Processing
  • Brokered Certificates of Deposit
  • Short-Term, Small Amount Loans (FCU Only)
  • Approved Mortgage Seller
  • Deposits and Shares Meeting
Electronic Services
  • Download Account History
  • Share Draft Orders
  • Bill Payment
  • e-Statements
  • Merchant Processing Svs
  • Account Balance Inquiry
  • New Share Account
  • External Account Transfers
  • Share Account Transfers
  • View Account History
  • Loan Payments
  • Remote Deposit Capture
  • New Loan
  • Member Application
  • Electronic Signature Auth./Cert.
Services & Products - Credit
  • Overdraft Lines of Credit
  • Micro Consumer Loans
  • Share Secured Credit Cards
  • Risk Based Loans
  • Real Estate Loans
  • Overdraft Protection/ Courtesy Pay
  • Interest Only or Pymt Option
  • Indirect Consumer Loans
  • Business Loans
Services & Products - Depository
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
  • Health Savings Accounts
  • Business Share Accounts
Services & Products - Financial Education
  • Financial Counseling
  • Financial Literacy Workshops
  • Financial Education
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
  • Bilingual Services
  • No Cost Tax Preparation Services
Services & Products - Transactional
  • Check Cashing
  • ATM/Debit Card Program

Reviews & Feedback

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Rate This Credit Union:
1 /10 1 Rating
1 /10
Reviewer: Retired to Chucktown
Date: July 22, 2017

Poor 'credit union'. Both Savings and Loan rates are average at best. Constantly bother you with various types of Insurance teasers; not for members' genuine benefit but for CU profit. One must be vigil for default fees for unnecessary 'protection' services that are often free elsewhere. I'm a 41-year member of a first-class credit union in another state. I use this "affiliate" CU strictly for local ATM convenience; limit my balance accordingly. Employees are friendly and competent, but constrained by the profit objectives of the BoD. A good CU is a member-owned, not-for-profit financial cooperative. Like a bank, it accepts deposits and make loans, but unlike banks it places the interests of its members above making of profits for stockholders. It returns profits to members in the form of better rates, lower fees, and enhanced services. A good CU can blow away any bank on deposit and loan rates and fees; not this one.

Reviewer: Anonymous User
Date: Sept. 29, 2016

Pathetic policies designed only for the benefit of the credit union and no personal service. Most of the people I have dealt with are very nice, but they have to stand by policies that don't give a damn about the little person.... and so what if your only source of income is lost or returned... I'm sure I can camp out on the lawn of one of the board of directors for a while...

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