Michigan First Credit Union

12 Branch locations
Not Yet Rated
12 Branch locations
Main Phone:
Main Office:
27000 Evergreen Rd
Lathrup Village, MI 48076-3231
About Michigan First Credit Union

Michigan First Credit Union was chartered on Jan. 1, 1926. Headquartered in Lathrup Village, MI, it has assets in the amount of $699,553,175. Its 101,168 members are served from 12 locations. Deposits in Michigan First Credit Union are insured by NCUA.

Membership Eligibility

With more than $640 million in assets, Michigan First has represented financial stability to its members since 1926, and now serves over 86,000 area residents and businesses. It's been over 85 years since the beginning, and the credit union continues growing strong by providing the best in financial products and services to its valued members!

How to Join

Membership in Michigan First is now open to anyone who lives, works, or worships within Macomb, Oakland or Wayne counties. In addition, our field of membership also includes more than forty-seven different educational organizations and hundreds of private and charter schools. The students, alumni and staff of these educational organizations, and their families, are also eligible for membership. If you're still not sure, simply contact us for specific membership requirements.


If you have a family member who's eligible to join Michigan First, then you can join, too!
We're a full service financial institution
Our goal is to meet all of your financial needs and exceed your expectations
If you move, retire or change employment, Michigan First has the policy of "once a member, always a member"
Relatives of current members are eligible to join

To find out how you can offer the benefits of credit union membership to your organization, contact us today.

Chartered On:
Jan. 1, 1926
Charter Number:
Total Assets:
Deposit Insurance:
Number of Members:
Michael D Poulos
Member of FHLB:
Low Income Designation:
Institution Class:
Federally Insured State-Chartered Credit Union
Access to Electronic Services
  • Mobile Banking
  • Automatic Teller Machine (ATM)
  • Home Banking via Internet Website
  • Audio Response/Phone Based
Credit Union Programs
  • Mortgage Processing
  • Approved Mortgage Seller
Electronic Services
  • New Loan
  • Loan Payments
  • View Account History
  • Remote Deposit Capture
  • Member Application
  • Download Account History
  • Share Draft Orders
  • Bill Payment
  • New Share Account
  • Account Balance Inquiry
  • External Account Transfers
  • Share Account Transfers
  • e-Statements
Services & Products - Credit
  • Interest Only or Pymt Option
  • Overdraft Protection/ Courtesy Pay
  • Real Estate Loans
  • Business Loans
  • Overdraft Lines of Credit
  • Share Secured Credit Cards
  • Participation Loans
  • Risk Based Loans
  • Indirect Consumer Loans
Services & Products - Depository
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
  • No Cost Share Drafts
Services & Products - Financial Education
  • In-School Branches
  • Financial Counseling
  • Financial Literacy Workshops
  • Financial Education
Services & Products - Other
  • Student Scholarship
  • Insurance/Investment Sales
  • No Cost Bill Payer
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders

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